Too often in class, an important point that has been stifled before it can be developed is the culpability of the middle class for the woeful state of affairs in which our nation is currently mired. By this I do not mean that working-class Americans should take the brunt of the blame for the egregious wealth disparity that exists in our nation or the recent subprime mortgage crisis that has further driven hard-working individuals into financial ruin. That blame falls primarily on wealthy individuals who give little regard to the human beings their uninhibited wealth-acquisition harms. However, we would be remiss in not recognizing that some of the actors who executed these evils, like Charles Prince (one of the architects of the recent mortgage crisis), are products of the middle class themselves.