This is an interesting essay by a lawyer who graduated in 2007 into the waiting arms of unemployment. He decided to begin helping people who were deep underwater on their mortgages by trying to get them loan modifications. This is the story of his first client and his first encounter with Wells Fargo. Also includes an interesting side note about new California law that discourages lawyers from taking on these types of cases.

-- JohnSchwab - 26 Feb 2010